[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/boegl-krysl.cz\/jak-ziskat-auto-i-kdyz-jste-v-insolvenci\/#Article","mainEntityOfPage":"https:\/\/boegl-krysl.cz\/jak-ziskat-auto-i-kdyz-jste-v-insolvenci\/","headline":"Jak z\u00edskat auto i kdy\u017e jste v insolvenci?","name":"Jak z\u00edskat auto i kdy\u017e jste v insolvenci?","description":"Insolvence nen\u00ed \u017e\u00e1dnou radost\u00ed, to je asi jasn\u00e9. Naopak. P\u0159in\u00e1\u0161\u00ed lidem \u010dasto v\u00edce probl\u00e9m\u016f, ne\u017e jen to, \u017ee \u010d\u00e1st jejich mzdy odch\u00e1z\u00ed insolven\u010dn\u00edmu spr\u00e1vci, kter\u00fd ji pak rozd\u011bluje mezi v\u011b\u0159itele. Nap\u0159\u00edklad v\u0161echny banky a finan\u010dn\u00ed instituce na v\u00e1s pohl\u00ed\u017e\u00ed jako na ned\u016fv\u011bryhodn\u00e9. A to je probl\u00e9m t\u0159eba v p\u0159\u00edpad\u011b, kdy si pot\u0159ebujete koupit nov\u00e9 auto, … ","datePublished":"2026-03-20","dateModified":"2026-03-20","author":{"@type":"Person","@id":"https:\/\/boegl-krysl.cz\/author\/#Person","name":"","url":"https:\/\/boegl-krysl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"boegl-krysl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/boegl-krysl.cz\/wp-content\/uploads\/youssef-d-DkGUn0Y1VzA-unsplash.jpg","url":"https:\/\/boegl-krysl.cz\/wp-content\/uploads\/youssef-d-DkGUn0Y1VzA-unsplash.jpg","height":0,"width":0},"url":"https:\/\/boegl-krysl.cz\/jak-ziskat-auto-i-kdyz-jste-v-insolvenci\/","about":["Spole\u010dnosti"],"wordCount":403,"articleBody":"      Insolvence nen\u00ed \u017e\u00e1dnou radost\u00ed, to je asi jasn\u00e9. Naopak. P\u0159in\u00e1\u0161\u00ed lidem \u010dasto v\u00edce probl\u00e9m\u016f, ne\u017e jen to, \u017ee \u010d\u00e1st jejich mzdy odch\u00e1z\u00ed insolven\u010dn\u00edmu spr\u00e1vci, kter\u00fd ji pak rozd\u011bluje mezi v\u011b\u0159itele. Nap\u0159\u00edklad v\u0161echny banky a finan\u010dn\u00ed instituce na v\u00e1s pohl\u00ed\u017e\u00ed jako na ned\u016fv\u011bryhodn\u00e9. A to je probl\u00e9m t\u0159eba v p\u0159\u00edpad\u011b, kdy si pot\u0159ebujete koupit nov\u00e9 auto, i kdyby m\u011blo b\u00fdt ojet\u00e9 a ne \u00fapln\u011b drah\u00e9. Pokud ho chcete koupit na spl\u00e1tky, je to probl\u00e9m. Mnoho lid\u00ed si \u0159ekne, kdy\u017e maj\u00ed insolvenci, tak p\u0159eci nemaj\u00ed n\u00e1rok na auto. Ale pro mnoho lid\u00ed nen\u00ed auto \u017e\u00e1dn\u00fdm luxusem, ale je to nutnost, kterou pot\u0159ebuj\u00ed k \u017eivotu. N\u011bkdo se t\u0159eba jinak ne\u017e do pr\u00e1ce autem nedostane. Lid\u00e9 ho pot\u0159ebuj\u00ed kv\u016fli p\u00e9\u010di o rodinu, anebo dokonce kv\u016fli vykon\u00e1v\u00e1n\u00ed zam\u011bstn\u00e1n\u00ed. Nic nen\u00ed prost\u011b \u010dernob\u00edl\u00e9.Ale nebojte, i tak m\u016f\u017eete z\u00edskat auto na spl\u00e1tky pro lidi v insolvenci.Jak\u00e9 m\u00e1te mo\u017enosti?I kdy\u017e nen\u00ed nemo\u017en\u00e9 z\u00edskat auto v dob\u011b, kdy jste v insolvenci, mus\u00edte po\u010d\u00edtat s t\u00edm, \u017ee tu jsou jist\u00e1 omezen\u00ed, kter\u00fdm se nevyhnete. M\u00e1te samoz\u0159ejm\u011b mo\u017enost nakoupit si auto za hotov\u00e9 pen\u00edze. To je pro v\u00e1s v tomto p\u0159\u00edpad\u011b nejjednodu\u0161\u0161\u00ed varianta. Nicm\u00e9n\u011b v\u011bt\u0161ina lid\u00ed v insolvenci opravdu nedisponuje n\u011bjakou v\u011bt\u0161\u00ed, u\u0161et\u0159enou \u010d\u00e1stkou. M\u016f\u017eete tak\u00e9 po\u017e\u00e1dat o pomoc rodinu, nebo zn\u00e1m\u00e9. Mohou v\u00e1m p\u016fj\u010dit finance, kter\u00e9 na v\u016fz pot\u0159ebujete. Je to pro v\u00e1s v\u00fdhodn\u011bj\u0161\u00ed, ne\u017e t\u0159eba banka, proto\u017ee rodina po v\u00e1s v\u011bt\u0161inou nechce zp\u011bt \u017e\u00e1dn\u00e9 \u00faroky.A pak jsou tu speci\u00e1ln\u00ed leasingy nebo auta na spl\u00e1tky. \u010casto to je varianta, kter\u00e1 je pro v\u011bt\u0161inu lid\u00ed nejjednodu\u0161\u0161\u00ed. N\u011bkter\u00e9 spole\u010dnosti se p\u0159\u00edmo specializuj\u00ed na klienty, kte\u0159\u00ed jsou v registru dlu\u017en\u00edk\u016f nebo v insolvenci. I tak jim dok\u00e1\u017eou nab\u00eddnout sch\u016fdn\u00e9 \u0159e\u0161en\u00ed a poskytnout jim auto na leasing. Pokud takovou variantu na trhu zvol\u00edte, dejte si pozor a prostudujte po\u0159\u00e1dn\u011b smlouvu. Vyhnete se tak pozd\u011bji nep\u0159\u00edjemn\u00fdm p\u0159ekvapen\u00edm, t\u0159eba ve form\u011b skryt\u00fdch poplatk\u016f.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak z\u00edskat auto i kdy\u017e jste v insolvenci?","item":"https:\/\/boegl-krysl.cz\/jak-ziskat-auto-i-kdyz-jste-v-insolvenci\/#breadcrumbitem"}]}]